139 South 3rd Street, Suite A, Coshocton, Ohio, 43812
Offering supplemental health insurance, annuities, and surety bonds in Northeast and East Central Ohio.
Medicare has helped millions of seniors, many with a fixed income, manage the high costs of medical expenses. Unfortunately, it can’t cover everything. That is why Medicare Supplemental Insurance is important because it helps cover costs that are outside your Medicare plan like deductibles, co-payments and co-insurance.
With medical costs constantly on the rise, you need additional ways to protect your financial well-being. Recovery care is there to support you in the event you need short-term care like staying in a nursing or assisted living facility after an illness or injury.
Are you overpaying for group health care benefits? We provide options for small businesses with two or more employees. Look no further and contact us to get hands-on help and immediate access to support for your company benefits.
Disease-specific insurance designed to help offset the cost of certain expenses not covered under your major medical insurance plan. Each year cancer affects the lives of more and more people and the figures are staggering. As the number of people afflicted with cancer continues to rise, so does the cost of care and treatment for the disease.
Your Limited Medical Insurance will pay you a predetermined amount for common inpatient and outpatient services. It can help pay the deductibles and co-insurance from your primary plan. It can also help take care of doctor and wellness visits, cover daily hospital room, surgery, diagnostic and ambulance services. Limited Medical Insurance can also include benefits for accidental death, fracture, burn and critical illness.
Answering this question is not easy, but it’s worth taking the time now, before you need it, to decide if it’s right for you. Assessing your needs and identifying the right blend of supplemental insurance coverage is highly personal—that is, there’s no one-size-fits-all solution.
As with all things financial, it’s really important to do your homework before making a coverage decision. And at Ianniello Agency, we want to make sure that you’re informed and educated and feel good about how you choose to protect yourself and your family against the high costs associated with illnesses, accidents and other unforeseen medical events. Visit here for our Ultimate Guide to Supplemental Health Insurance.
Financial assurance that the bid has been submitted in good faith, and that the contractor intends to enter into the contract at the price bid and provide the required performance and payment bonds.
Protect the owner from financial loss should the contractor fail to perform the contract in accordance with its terms and conditions.
Guarantee that the contractor will pay certain subcontractors, laborers and material suppliers associated with the project.
Guarantee against defective workmanship or materials for a specified period.
Guarantee to a city, county or state that the principal will finance and construct certain improvements such as streets, sidewalks, curbs, gutters, sewers and drainage systems.
A fiduciary bond is a legal instrument that essentially serves as insurance to protect beneficiaries, heirs and creditors when a fiduciary fails to perform honestly or competently. A court may require a fiduciary bond for any person or party that has fiduciary duty or responsibility to another.
License and permit bonds are a type of commercial surety bonds required of many business industries. Federal, state and local government agencies require business owners in their respective industries to purchase license and permit bonds before they can be issued a license or a permit for certain types of work. The terms “license bonds” and “permit bonds” are often used interchangeably to refer to this broad type of surety bond.
If you're involved in a court case as a plaintiff, defendant or fiduciary, you may need a court bond. Court bonds - also known as judicial bonds or court surety bonds - are often required in court proceedings to protect from possible loss resulting from the court case's outcome.
A public official or surety bond provides a financial guarantee against loss that the official duties of an office will be faithfully performed according to the law during a specific term of a specified office.
A surety bond is an agreement in which the surety company guarantees the principal will fulfill a commitment made to the obligee.
A contract bond usually consists of a performance and payment bond. The performance bond guarantees the principal will complete the job to the specifications made in the contract between the principal and obligee. The payment bond holds the principal responsible for paying certain subcontractors, laborers, and suppliers associated with the job.
A bid bond is a financial assurance that a bid has been submitted in good faith and the contractor will enter into a written contract.
Commercial surety bonds are also sometimes called Noncontract Surety Bonds. These bonds are an agreement between a principal and an obligee that a certain obligation will be performed. The agreement usually states the principal (also known as the licensee) will conform to the ordinances or laws relating to the business they are engaged in. Commercial Surety bonds are comprised of License Permit, Notary, Financial Guarantee, Public Official, Probate, and Court Bonds.
Our Underwriting Philosophy
Court Bonds are a product of a court-ordered action.
Our Underwriting Philosophy
We write court coverage on:
Probate Bonds are required by a court to ensure the proper handling of an individual’s finances or estate.
Our Underwriting Philosophy
We write probate coverage on:
To submit a claim, please do so in writing and, if possible, refer to the bond number and name of the bonded principal. The claim should include copies of all relevant documents, such as invoices, to support the claim.
Ianniello Agency has a deep understanding of underwriting considerations and one thing is clear: no two accounts are alike. We review each case on its own merits and do not use inflexible formulas. We look at the whole picture:
We look beyond the financials and embrace the value of business and personal integrity!
139 S. 3rd St., Suite A
Coshocton, OH 43812
Phone: 740.295.9460
Fax: 740.295.9462
Hours: Mon-Thu (8:30AM-5:00PM)
Fri (8:30AM-4:00PM)
Available after hours by appointment.
