Providing home, renter's and condo insurance in Northeast Ohio.
Yes, each policy that you combine together has a certain percentage in discounts that is added to each policy. Home/Auto being the biggest discount available.
Claims are a very simple process. You call the claims number 1-800-435-7764, open a claim, they in return fill me in via email with accident details. You figure out where you’re taking your vehicle, or who is coming in to repair home damages. Very simple. Please keep me in the loop. If you have any concerns, I will follow up with claims.
Local fire department rating, do you live with 1000 ft of a fire hydrant, credit, insurance score and coverage limits.
The number one thing you can do is update your roof. If you have older shingles, you may be more likely to have a claim resulting from wind or hail.
Personal Liability covers the costs incurred for which you are legally liable. If your dog bites your neighbor, or if your family member or friend happen to slip on the ice and hit their head, they may not sue you, however if the bill is steep enough, their health provider may come after you.
You are protected against many hazards including theft, vandalism, fire, smoke, lightning and windstorms. There are also other coverages available such as personal property coverage and extra protection for personal liability.
Additionally, condo owners can get coverage for appliances, interior walls, fixtures and property your condo association requires you to insure.