139 South 3rd Street, Suite A, Coshocton, Ohio, 43812

Why Do I Need Renter’s or Condo Insurance?

We all have possessions that make our place feel like home. Is it the TV in your living room where you stream the big game? Maybe it’s the guitar displayed on the wall that gets used to play music to family and guests? Do you have the coverage you need to replace those items if they were stolen or destroyed?

What is Renter's or Condo Insurance?

A renter’s or condo insurance policy is essential to protecting those personal items in your home. These insurance policies protect you and your investments from a variety of things. These include:

  • Fire or Lightning
  • Smoke
  • Windstorms
  • Vandalism
  • Theft
Whether you rent an apartment or house or own a condominium, it’s important to insure the place you call home. Landlord’s insurance doesn’t cover your belongings or provide personal liability protection. This is why you need renter’s or condo insurance. Your condo association or landlord may require that you have a certain policy or coverage. It’s important to know what is required of you and determine what policy fits best. If you have to have it you may as well make sure it’s the right insurance policy for you!

What Else Does Renter's or Condo Insurance Cover?

If you had to find another place to stay while damage to your place was being restored, would you have the funds to cover a hotel stay, restaurant meals, laundry fees, and other added living expenses? Renter’s and condo insurance policies can help cover expenses so that you don’t have the added stress of extra bills on top of everything else. You can also get coverage for appliances, interior walls, fixtures and property your condo association requires you to insure. Another benefit of renter’s or condo insurance is liability coverage. This would allow you to protect friends and family that may get injured while visiting your home.

How Do I Know What is Covered?

When coming up with a figure for the value of your belongings make sure you don’t forget anything! Items to consider in your total value include:

  • Furniture
  • Clothing
  • Electronics
  • Jewelry
  • Kitchenware
  • Appliances
  • Firearms
  • DVDs, CDs & Video Games
  • Bikes, Sporting Gear
  • Tools
  • Home Decor


Every person’s needs are different, so speaking with your insurance agent is the best way to find the right policy and fit to make sure your property and lifestyle are covered. We can help you pick the renter’s or condo insurance policy that is best for you!

About Ianniello Insurance Agency

Ianniello Insurance Agency is Northeast Ohio’s premier provider of auto insurance, life insurance, home insurance, agribusiness insurance, farm insurance, business insurance and health insurance. You can count on our personalized service to meet your needs. We take our time to ensure there are no gaps in your coverage. We proudly serve Coshocton, Holmes, and Tuscarawas Counties. Get in touch today for a quote and follow us on Facebook to stay in touch!

More Posts from Ianniello Agency